TERMS & CONDITIONS
Updated at May 29th, 2024

General TermsBy accessing and placing an order with DigiPool by Digifolio, you confirm that you are in agreement with and
bound by the terms of service contained in the Terms & Conditions outlined below. These terms apply to the
entire website and any email or other type of communication between you and DigiPool by Digifolio.
Under no circumstances shall DigiPool by Digifolio team be liable for any direct, indirect, special, incidental
or consequential damages, including, but not limited to, loss of data or profit, arising out of the use, or the
inability to use, the materials on this site, even if DigiPool by Digifolio team or an authorized representative
has been advised of the possibility of such damages. If your use of materials from this site results in the need
for servicing, repair or correction of equipment or data, you assume any costs thereof.
DigiPool by Digifolio will not be responsible for any outcome that may occur during the course of usage of
our resources. We reserve the rights to change prices and revise the resources usage policy in any moment.

License
DigiPool by Digifolio grants you a revocable, non-exclusive, non-transferable, limited license to download,
install and use the website strictly in accordance with the terms of this Agreement.
These Terms & Conditions are a contract between you and DigiPool by Digifolio (referred to in these Terms
& Conditions as “DigiPool by Digifolio”, “us”, “we” or “our”), the provider of the DigiPool by Digifolio website
and the services accessible from the DigiPool by Digifolio website (which are collectively referred to in these
Terms & Conditions as the “DigiPool by Digifolio Service”).
You are agreeing to be bound by these Terms & Conditions. If you do not agree to these Terms &
Conditions, please do not use the DigiPool by Digifolio Service. In these Terms & Conditions, “you” refers
both to you as an individual and to the entity you represent. If you violate any of these Terms & Conditions,
we reserve the right to cancel your account or block access to your account without notice.

Definitions and key terms
To help explain things as clearly as possible in this Terms & Conditions, every time any of these terms are
referenced, are strictly defined as:
Cookie: small amount of data generated by a website and saved by your web browser. It is used to
identify your browser, provide analytics, remember information about you such as your language
preference or login information.
Company: when this terms mention “Company,” “we,” “us,” or “our,” it refers to Digifolio investments
limited, (Seabright plaza Shell street, north point Hong Kong.), that is responsible for your information
under this Terms & Conditions.

Country: where DigiPool by Digifolio or the owners/founders of DigiPool by Digifolio are based, in this
case is hong kong
Device: any internet connected device such as a phone, tablet, computer or any other device that can
be used to visit DigiPool by Digifolio and use the services.
Service: refers to the service provided by DigiPool by Digifolio as described in the relative terms (if
available) and on this platform.
Third-party service: refers to advertisers, contest sponsors, promotional and marketing partners, and
others who provide our content or whose products or services we think may interest you.
Website: DigiPool by Digifolio’s site, which can be accessed via this URL: https://digifolio.io/
You: a person or entity that is registered with DigiPool by Digifolio to use the Services.
This Terms & Conditions were created with Termify
.
Restrictions
You agree not to, and you will not permit others to:
License, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose or otherwise
commercially exploit the website or make the platform available to any third party.
Modify, make derivative works of, disassemble, decrypt, reverse compile or reverse engineer any part
of the website.
Remove, alter or obscure any proprietary notice (including any notice of copyright or trademark) of
DigiPool by Digifolio or its affiliates, partners, suppliers or the licensors of the website.

Payment
If you pay for any of our one-time payment plans, you agree to pay all fees or charges to your account for the
Service in accordance with the fees, charges and billing terms in effect at the time that each fee or charge is
due and payable. Your Payment Provider agreement governs your use of the designated credit card
account, and you must refer to that agreement and not these Terms to determine your rights and liabilities
with respect to your Payment Provider. By providing DigiPool by Digifolio with your credit card number and
associated payment information, you agree that DigiPool by Digifolio is authorized to verify information
immediately, and subsequently invoice your account for all fees and charges due and payable to DigiPool by
Digifolio hereunder and that no additional notice or consent is required. You agree to immediately notify
DigiPool by Digifolio of any change in your billing address or the credit card used for payment hereunder.
DigiPool by Digifolio reserves the right at any time to change its prices and billing methods, either
immediately upon posting on our Site or by e-mail delivery to your organization’s administrator(s).
Any attorney fees, court costs, or other costs incurred in collection of delinquent undisputed amounts shall
be the responsibility of and paid for by you.
No contract will exist between you and DigiPool by Digifolio for the Service until DigiPool by Digifolio accepts
your order by a confirmatory e-mail, SMS/MMS message, or other appropriate means of communication.
You are responsible for any third-party fees that you may incur when using the Service.

Return and Refund Policy
Thanks for joining at DigiPool by Digifolio. We appreciate the fact that you like to join the platform we build.

We also want to make sure you have a rewarding experience while you’re exploring, evaluating, and
participating our programs.
As with anyinvestment experience, there are terms and conditions that apply to transactions at DigiPool by
Digifolio. We’ll be as brief as our attorneys will allow. The main thing to remember is that by placing an order
or making a purchase at DigiPool by Digifolio, you agree to the terms along with DigiPool by Digifolio’s
Privacy Policy.
If, for any reason, You are not completely satisfied with any service that we provide, don’t hesitate to
contact us and we will discuss any of the issues you are going through with our product.
Your Suggestions
Any feedback, comments, ideas, improvements or suggestions (collectively, “Suggestions”) provided by you
to DigiPool by Digifolio with respect to the website shall remain the sole and exclusive property of DigiPool
by Digifolio.
DigiPool by Digifolio shall be free to use, copy, modify, publish, or redistribute the Suggestions for any
purpose and in any way without any credit or any compensation to you.
Your Consent
We’ve updated our Terms & Conditions to provide you with complete transparency into what is being set
when you visit our site and how it’s being used. By using our website, registering an account, or making a
purchase, you hereby consent to our Terms & Conditions.
Links to Other Websites
This Terms & Conditions applies only to the Services. The Services may contain links to other websites not
operated or controlled by DigiPool by Digifolio. We are not responsible for the content, accuracy or opinions
expressed in such websites, and such websites are not investigated, monitored or checked for accuracy or
completeness by us. Please remember that when you use a link to go from the Services to another website,
our Terms & Conditions are no longer in effect. Your browsing and interaction on any other website,
including those that have a link on our platform, is subject to that website’s own rules and policies. Such third
parties may use their own cookies or other methods to collect information about you.
Cookies
DigiPool by Digifolio uses “Cookies” to identify the areas of our website that you have visited. A Cookie is a
small piece of data stored on your computer or mobile device by your web browser. We use Cookies to
enhance the performance and functionality of our website but are non-essential to their use. However,
without these cookies, certain functionality like videos may become unavailable or you would be required to
enter your login details every time you visit the website as we would not be able to remember that you had
logged in previously. Most web browsers can be set to disable the use of Cookies. However, if you disable
Cookies, you may not be able to access functionality on our website correctly or at all. We never place
Personally Identifiable Information in Cookies.

Changes To Our Terms & Conditions
You acknowledge and agree that DigiPool by Digifolio may stop (permanently or temporarily) providing the
Service (or any features within the Service) to you or to users generally at DigiPool by Digifolio’s sole
discretion, without prior notice to you. You may stop using the Service at any time. You do not need to
specifically inform DigiPool by Digifolio when you stop using the Service. You acknowledge and agree that if
DigiPool by Digifolio disables access to your account, you may be prevented from accessing the Service,
your account details or any files or other materials which is contained in your account.
If we decide to change our Terms & Conditions, we will post those changes on this page, and/or update the
Terms & Conditions modification date below.
Modifications to Our website
DigiPool by Digifolio reserves the right to modify, suspend or discontinue, temporarily or permanently, the
website or any service to which it connects, with or without notice and without liability to you.
Updates to Our website
DigiPool by Digifolio may from time to time provide enhancements or improvements to the features/
functionality of the website, which may include patches, bug fixes, updates, upgrades and other
modifications (“Updates”).
Updates may modify or delete certain features and/or functionalities of the website. You agree that DigiPool
by Digifolio has no obligation to (i) provide any Updates, or (ii) continue to provide or enable any particular
features and/or functionalities of the website to you.
You further agree that all Updates will be (i) deemed to constitute an integral part of the website, and (ii)
subject to the terms and conditions of this Agreement.

Third-Party Services
We may display, include or make available third-party content (including data, information, applications and
other products services) or provide links to third-party websites or services (“Third- Party Services”).
You acknowledge and agree that DigiPool by Digifolio shall not be responsible for any Third-Party Services,
including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality
or any other aspect thereof. DigiPool by Digifolio does not assume and shall not have any liability or
responsibility to you or any other person or entity for any Third-Party Services.
Third-Party Services and links thereto are provided solely as a convenience to you and you access and use
them entirely at your own risk and subject to such third parties’ terms and conditions.
Term and Termination

This Agreement shall remain in effect until terminated by you or DigiPool by Digifolio.
DigiPool by Digifolio may, in its sole discretion, at any time and for any or no reason, suspend or terminate
this Agreement with or without prior notice.
This Agreement will terminate immediately, without prior notice from DigiPool by Digifolio, in the event that
you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting
the website and all copies thereof from your computer.
Upon termination of this Agreement, you shall cease all use of the website and delete all copies of the
website from your computer.
Termination of this Agreement will not limit any of DigiPool by Digifolio’s rights or remedies at law or in equity
in case of breach by you (during the term of this Agreement) of any of your obligations under the present
Agreement.

Copyright Infringement Notice
If you are a copyright owner or such owner’s agent and believe any material on our website constitutes an
infringement on your copyright, please contact us setting forth the following information: (a) a physical or
electronic signature of the copyright owner or a person authorized to act on his behalf; (b) identification of the
material that is claimed to be infringing; (c) your contact information, including your address, telephone
number, and an email; (d) a statement by you that you have a good faith belief that use of the material is not
authorized by the copyright owners; and (e) the a statement that the information in the notification is
accurate, and, under penalty of perjury you are authorized to act on behalf of the owner.
Indemnification
You agree to indemnify and hold DigiPool by Digifolio and its parents, subsidiaries, affiliates, officers,
employees, agents, partners and licensors (if any) harmless from any claim or demand, including reasonable
attorneys’ fees, due to or arising out of your: (a) use of the website; (b) violation of this Agreement or any law
or regulation; or (c) violation of any right of a third party.

website, or the information, content, and materials or products included thereon; (ii) that the website will be
uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content
provided through the website; or (iv) that the website, its servers, the content, or e-mails sent from or on
behalf of DigiPool by Digifolio are free of viruses, scripts, trojan horses, worms, malware, timebombs or other
harmful components.
Some jurisdictions do not allow the exclusion of or limitations on implied warranties or the limitations on the
applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not
apply to you.

Limitation of Liability
Notwithstanding any damages that you might incur, the entire liability of DigiPool by Digifolio and any of its
suppliers under any provision of this Agreement and your exclusive remedy for all of the foregoing shall be
limited to the amount actually paid by you for the website.
To the maximum extent permitted by applicable law, in no event shall DigiPool by Digifolio or its suppliers be
liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to,
damages for loss of profits, for loss of data or other information, for business interruption, for personal injury,
for loss of privacy arising out of or in any way related to the use of or inability to use the website, third-party
software and/or third-party hardware used with the website, or otherwise in connection with any provision of
this Agreement), even if DigiPool by Digifolio or any supplier has been advised of the possibility of such
damages and even if the remedy fails of its essential purpose.
Some states/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so
the above limitation or exclusion may not apply to you.
Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and
interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable
law and the remaining provisions will continue in full force and effect.
This Agreement, together with the Privacy Policy and any other legal notices published by DigiPool by
Digifolio on the Services, shall constitute the entire agreement between you and DigiPool by Digifolio
concerning the Services. If any provision of this Agreement is deemed invalid by a court of competent
jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this
Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be
deemed a further or continuing waiver of such term or any other term, and DigiPool by Digifolio’s failure to
assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.
YOU AND DigiPool by Digifolio AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED
TO THE SERVICES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION
ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.
Waiver
Except as provided herein, the failure to exercise a right or to require performance of an obligation under this
Agreement shall not effect a party’s ability to exercise such right or require such performance at any time
thereafter nor shall be the waiver of a breach constitute waiver of any subsequent breach.

No failure to exercise, and no delay in exercising, on the part of either party, any right or any power under
this Agreement shall operate as a waiver of that right or power. Nor shall any single or partial exercise of any
right or power under this Agreement preclude further exercise of that or any other right granted herein. In the
event of a conflict between this Agreement and any applicable purchase or other terms, the terms of this
Agreement shall govern.
Amendments to this Agreement
DigiPool by Digifolio reserves the right, at its sole discretion, to modify or replace this Agreement at any time.
If a revision is material we will provide at least 30 days’ notice prior to any new terms taking effect. What
constitutes a material change will be determined at our sole discretion.
By continuing to access or use our website after any revisions become effective, you agree to be bound by
the revised terms. If you do not agree to the new terms, you are no longer authorized to use DigiPool by
Digifolio.

Entire Agreement
The Agreement constitutes the entire agreement between you and DigiPool by Digifolio regarding your use
of the website and supersedes all prior and contemporaneous written or oral agreements between you and
DigiPool by Digifolio.
You may be subject to additional terms and conditions that apply when you use or purchase other DigiPool
by Digifolio’s services, which DigiPool by Digifolio will provide to you at the time of such use or purchase.
Updates to Our Terms
We may change our Service and policies, and we may need to make changes to these Terms so that they
accurately reflect our Service and policies. Unless otherwise required by law, we will notify you (for example,
through our Service) before we make changes to these Terms and give you an opportunity to review them
before they go into effect. Then, if you continue to use the Service, you will be bound by the updated Terms.
If you do not want to agree to these or any updated Terms, you can delete your account.
Intellectual Property
The website and its entire contents, features and functionality (including but not limited to all information,
software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are
owned by DigiPool by Digifolio, its licensors or other providers of such material and are protected by hong
kong and international copyright, trademark, patent, trade secret and other intellectual property or proprietary
rights laws. The material may not be copied, modified, reproduced, downloaded or distributed in any way, in
whole or in part, without the express prior written permission of DigiPool by Digifolio, unless and except as is
expressly provided in these Terms & Conditions. Any unauthorized use of the material is prohibited.
Agreement to Arbitrate

This section applies to any dispute EXCEPT IT DOESN’T INCLUDE A DISPUTE RELATING TO CLAIMS
FOR INJUNCTIVE OR EQUITABLE RELIEF REGARDING THE ENFORCEMENT OR VALIDITY OF YOUR
OR DigiPool by Digifolio’s INTELLECTUAL PROPERTY RIGHTS. The term “dispute” means any dispute,
action, or other controversy between you and DigiPool by Digifolio concerning the Services or this
agreement, whether in contract, warranty, tort, statute, regulation, ordinance, or any other legal or equitable
basis. “Dispute” will be given the broadest possible meaning allowable under law.

Notice of Dispute
In the event of a dispute, you or DigiPool by Digifolio must give the other a Notice of Dispute, which is a
written statement that sets forth the name, address, and contact information of the party giving it, the facts
giving rise to the dispute, and the relief requested. You must send any Notice of Dispute via email to:
info@digifolio.io. DigiPool by Digifolio will send any Notice of Dispute to you by mail to your address if we
have it, or otherwise to your email address. You and DigiPool by Digifolio will attempt to resolve any dispute
through informal negotiation within sixty (60) days from the date the Notice of Dispute is sent. After sixty (60)
days, you or DigiPool by Digifolio may commence arbitration.

Binding Arbitration
If you and DigiPool by Digifolio don’t resolve any dispute by informal negotiation, any other effort to resolve
the dispute will be conducted exclusively by binding arbitration as described in this section. You are giving up
the right to litigate (or participate in as a party or class member) all disputes in court before a judge or jury.
The dispute shall be settled by binding arbitration in accordance with the commercial arbitration rules of the
American Arbitration Association. Either party may seek any interim or preliminary injunctive relief from any
court of competent jurisdiction, as necessary to protect the party’s rights or property pending the completion
of arbitration. Any and all legal, accounting, and other costs, fees, and expenses incurred by the prevailing
party shall be borne by the non-prevailing party.

Submissions and Privacy
In the event that you submit or post any ideas, creative suggestions, designs, photographs, information,
advertisements, data or proposals, including ideas for new or improved products, services, features,
technologies or promotions, you expressly agree that such submissions will automatically be treated as
non-confidential and non-proprietary and will become the sole property of DigiPool by Digifolio without any
compensation or credit to you whatsoever. DigiPool by Digifolio and its affiliates shall have no obligations
with respect to such submissions or posts and may use the ideas contained in such submissions or posts for
any purposes in any medium in perpetuity, including, but not limited to, developing, manufacturing, and
marketing products and services using such ideas.
Promotions
DigiPool by Digifolio may, from time to time, include contests, promotions, sweepstakes, or other activities
(“Promotions”) that require you to submit material or information concerning yourself. Please note that all
Promotions may be governed by separate rules that may contain certain eligibility requirements, such as
restrictions as to age and geographic location. You are responsible to read all Promotions rules to determine
whether or not you are eligible to participate. If you enter any Promotion, you agree to abide by and to
comply with all Promotions Rules.
Additional terms and conditions may apply to purchases of goods or services on or through the Services,

which terms and conditions are made a part of this Agreement by this reference.

Typographical Errors

In the event a product and/or service is listed at an incorrect price or with incorrect information due to
typographical error, we shall have the right to refuse or cancel any orders placed for the product and/or
service listed at the incorrect price. We shall have the right to refuse or cancel any such order whether or not
the order has been confirmed and your credit card charged. If your credit card has already been charged for
the purchase and your order is canceled, we shall immediately issue a credit to your credit card account or
other payment account in the amount of the charge.
Miscellaneous
If for any reason a court of competent jurisdiction finds any provision or portion of these Terms & Conditions
to be unenforceable, the remainder of these Terms & Conditions will continue in full force and effect. Any
waiver of any provision of these Terms & Conditions will be effective only if in writing and signed by an
authorized representative of DigiPool by Digifolio. DigiPool by Digifolio will be entitled to injunctive or other
equitable relief (without the obligations of posting any bond or surety) in the event of any breach or
anticipatory breach by you. DigiPool by Digifolio operates and controls the DigiPool by Digifolio Service from
its offices in hong kong. The Service is not intended for distribution to or use by any person or entity in any
jurisdiction or country where such distribution or use would be contrary to law or regulation. Accordingly,
those persons who choose to access the DigiPool by Digifolio Service from other locations do so on their
own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are
applicable. These Terms & Conditions (which include and incorporate the DigiPool by Digifolio Privacy
Policy) contains the entire understanding, and supersedes all prior understandings, between you and
DigiPool by Digifolio concerning its subject matter, and cannot be changed or modified by you. The section
headings used in this Agreement are for convenience only and will not be given any legal import.

Disclaimer
DigiPool by Digifolio is not responsible for any content, code or any other imprecision.
DigiPool by Digifolio does not provide warranties or guarantees.
In no event shall DigiPool by Digifolio be liable for any special, direct, indirect, consequential, or incidental
damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out
of or in connection with the use of the Service or the contents of the Service. The Company reserves the
right to make additions, deletions, or modifications to the contents on the Service at any time without prior
notice.
The DigiPool by Digifolio Service and its contents are provided “as is” and “as available” without any
warranty or representations of any kind, whether express or implied. DigiPool by Digifolio is a distributor and
not a publisher of the content supplied by third parties; as such, DigiPool by Digifolio exercises no editorial
control over such content and makes no warranty or representation as to the accuracy, reliability or currency
of any information, content, service or merchandise provided through or accessible via the DigiPool by
Digifolio Service. Without limiting the foregoing, DigiPool by Digifolio specifically disclaims all warranties and
representations in any content transmitted on or in connection with the DigiPool by Digifolio Service or on
sites that may appear as links on the DigiPool by Digifolio Service, or in the products provided as a part of, or
otherwise in connection with, the DigiPool by Digifolio Service, including without limitation any warranties of
merchantability, fitness for a particular purpose or non-infringement of third party rights. No oral advice or
written information given by DigiPool by Digifolio or any of its affiliates, employees, officers, directors, agents,

or the like will create a warranty. Price and availability information is subject to change without notice.
Without limiting the foregoing, DigiPool by Digifolio does not warrant that the DigiPool by Digifolio Service will
be uninterrupted, uncorrupted, timely, or error-free.
Contact Us
Don’t hesitate to contact us if you have any questions.
Via Email: info@digifolio.io